credit card cvv

A couple of month before, there was this one girl, with a very excited tone of voice call me. I have no idea how she got my number. but then she maybe just trying her luck with the number. Basically, i just won some lucky draw said to be co-organized by my credit card bank. Obiviously  my personal firewall was triggerred. I have read so much on scam, that i know immediately this is one of those.

However, instead of hanging up, i choose to see how the scam goes. hm maybe due to the seductive voice of hers also :). but anyway…. she was telling me that she is from a new company that randomly choose credit card owner and offer them complimentary VIP card that allow me to have special discounts and even cash rewards.

She then asked my name as if to confirm my identity. I gave her the wrong name, and guess what? She sounds so excited as if I have just gave her a boat or something. What training they must have been through. So good in acting. She asked me a lot of questions, And finally she asked for the 3 digit at the back of my card.

For those who do not have credit cards, in order to do transaction online using credit card. You will need these

  • Name
  • Billing address
  • Card no.
  • The 3 digit at the back of your card or better known as CVV2. For other cards, you can refer to the image attached.

Back to the story, I just then hang up the phone. and started thinking. What if I memorize the three digit number and maybe erase it using liquid paper or something. They are too exposed, anybody with a good memory can memorize.

————— Personal Note ————————–
Im sorry for the late update. Things have been very busy lately. And I maybe going back to my hometown in Kedah this weekend. But i will be updating here via email.

Long time already, since I went back to Kedah. When I was studying, I always tell myself, once I work and have money, I will go back as often as possible. As I said in an earlier post, we always need to remind us where we came from.

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Cat n File

Source : Rajen Devadeson, Personal Money Magazine

No, I don’t do copy and paste. I find it more satisfying writing my own thoughts on things. Still credit is given to the original author.

Basically there are 3 strategies on how to handle your papers.

1) Strategy One - Single Handle Your Paper

  • This is like you have those In and Out tray in your desk. All your files should be categorized in those two. Never put anything outside the tray or … die! :)

2) Strategy Two - Use The TRAF System

  • This system was developed by time-management consultant, Stephanie Winston. Basically you decide what to do with your files. However the choice is limited to these four
  • Toss - If it can be dispensed, toss it into the bin. If it’s not…
  • Refer - Can someone else handle it? if yes, delegate to them. If only you can act on it…
  • Act - Why wait? Act on it already. Nobody else will do it.
  • File - Once done, file it for your future reference. Hey at least that’s a record of you doing your work

3) Strategy Three - My Strategy

I however prefer to have a very clean desk. If you have the chance to check my desk you will see that everything has its place. I will notice it even if a red pen lost. That is my interpretation of 5S (which will be explained later). So my paper / work management is basically, trying to get my desk cleared every day. Not exactly new right, but it works for me. :)

————— Personal Note ——————-
This is my new column where I will briefly introduce myself to you. As you can obviously see,
I love writing. Not exactly related in my work as I am currently working as an Assistant Manager for a Palm Oil Mill. Today, two of my boiler tube broken in half. :) 

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Oscar movie
Oscar movie
Oscar movie
Oscar movie
I decided Sunday to be Picture Day for this blog. I will upload only picture, which according to some people are better than a thousand words. These I got from a forwarded email. It just make my day :)

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Pareto

No, he’s not my uncle. Maybe somebody’s. Anyway he is not that important actually, but his idea is. Click For more info on Pareto’s Principle.

Bear with me for a while, according to him - 80% of all output comes from 20% of input.A few examples will describe the principle better. So what Uncle Pareto said is that -

  • In 100 workers, only 20 workers are the good ones. If the other 80 didn’t come to work, 80% of the work for the day will still be finished regardless.
  • In 100 tasks given by the boss everyday, only 20 is important and if you can finish these, basically 80% of your work for the day is done. The boss will be happy already. Keep it up and you will start giving task being the boss yourself.
  • In business, 80% of your profit comes from 20% of your client. If you fail to recognize these client and get business from them, your company is already losing money.
  • In 100 blogs, only 20 will benefit you. (*wink)

To sum up, in what ever things in life (friends, work, business), before you do anything, identify the key 20% and concentrate on these first. basically you have already achieve 80% of what you want. If not -

  • The workers may not be appreciated rightfully and leave the company to work in another. Company’s loss.
  • You may be so busy doing the small daily routine task, high profile projects are given to somebody else. He will get promoted someday and you are still doing the same small daily routine task.
  • Being greedy to get business from all available client, you accidentally neglected the important ones. Feeling ignored they awarded their RM1 Million tender to other contractor instead of to you.
  • You spend your day giving feedback on blog about dying ants, color of houses etc, some blog which may actually benefit you were left dry. The author, thinking nobody is interested, then decided to give it up. (*wink)

We just can’t have everything now, don’t you think so?

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